Privacy Policy

1. Introduction

Equish ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our equity gifting platform at equish.in (the "Service").

2. Information We Collect

We collect information that you provide directly to us:

• Account Information: Name, email address, phone number, and password when you create an account.
• Financial Information: Bank account details, IFSC code, and PAN for processing gift claims and payouts.
• Transaction Data: Gift amounts, security questions (hashed answers), and transaction history.
• Zerodha Integration: If you connect your Zerodha account, we store your client ID and access tokens to facilitate GoldBees purchases.
• Verification Documents: Identity documents you upload for KYC compliance.

3. How We Use Your Information

We use the collected information for:

• Processing and facilitating equity gift transactions
• Verifying your identity and preventing fraud
• Processing payouts through our payment partner (Cashfree)
• Executing GoldBees purchases through Zerodha integration
• Communicating with you about your transactions and account
• Complying with legal and regulatory requirements
• Improving our Service and user experience

4. Information Sharing

We may share your information with:

• Payment Processors: Cashfree for processing payments and payouts.
• Brokerage Partners: Zerodha for executing GoldBees ETF purchases.
• Legal Authorities: When required by law or to protect our rights.
• Service Providers: Third-party vendors who assist in operating our Service.

We do not sell your personal information to third parties.

5. Data Security

We implement industry-standard security measures to protect your data, including:

• 256-bit SSL/TLS encryption for data in transit
• Encrypted storage for sensitive information
• Secure hashing for security question answers
• Regular security audits and monitoring
• Access controls and authentication measures

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. We may retain certain information for longer periods as required by law or for legitimate business purposes, such as fraud prevention and compliance with financial regulations.

7. Your Rights

You have the right to:

• Access and receive a copy of your personal data
• Correct inaccurate or incomplete information
• Request deletion of your account and associated data
• Withdraw consent for data processing
• Object to certain processing activities

To exercise these rights, please contact us at privacy@equish.in.

8. Cookies and Tracking

We use essential cookies to maintain your session and preferences. We do not use third-party tracking cookies for advertising purposes. You can control cookie settings through your browser preferences.

9. Children's Privacy

Our Service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

Email: privacy@equish.in
Website: equish.in