Pricing & Services
Last updated: April 2026
What is Equish?
Equish is India's first dedicated stock gifting platform. We enable you to gift NSE-listed Stocks and ETFs (such as GoldBees, Reliance, Tata Motors, and more) to friends and family instantly via UPI. The receiver gets real shares credited directly to their demat account — a gift that grows over time.
How It Works
- Choose a Stock or ETF: Pick from any NSE-listed stock or ETF (e.g., GoldBees, HDFC Bank, Infosys).
- Select an Amount: Gift between ₹100 and ₹50,000. Minimum 3 units of the chosen stock.
- Pay via UPI: Complete payment securely through Cashfree payment gateway.
- Share the Gift: A beautiful digital gift certificate with a unique QR code is generated. Share it via WhatsApp, email, or print.
- Receiver Claims: The receiver scans the QR, verifies their identity, and the stocks are purchased and credited to their Zerodha demat account instantly.
Convenience Fee
We charge a simple, transparent convenience fee based on the gift amount. The fee is inclusive of all taxes (GST). There are no hidden charges.
| Gift Amount | Convenience Fee (incl. GST) |
|---|---|
| Up to ₹250 | ₹19 |
| ₹251 – ₹500 | ₹29 |
| ₹501 – ₹750 | ₹39 |
| ₹751 – ₹1,000 | ₹49 |
| ₹1,001 – ₹2,500 | ₹99 |
| ₹2,501 – ₹5,000 | ₹199 |
| ₹5,001 – ₹10,000 | ₹399 |
| ₹10,001 – ₹20,000 | ₹799 |
| ₹20,001 – ₹35,000 | ₹1,299 |
| ₹35,001 – ₹50,000 | ₹1,999 |
Note: The convenience fee covers payment processing, stock purchase execution, certificate generation, and platform operations. There are no additional gateway or brokerage charges to the sender.
Gift Limits
- Minimum Gift: ₹100 or 3 units of the selected stock/ETF, whichever is higher.
- Maximum Gift: ₹50,000 per transaction.
- Annual Limit: ₹50,000 total gift transactions per financial year, as per SEBI regulations.
- Gift Validity: Unclaimed gifts expire after 30 days, after which a full refund is processed to the sender.
KYC & Verification Requirements
To ensure compliance with SEBI and RBI regulations, we follow a tiered KYC (Know Your Customer) process:
| Total Transactions | KYC Required | Details |
|---|---|---|
| Less than ₹10,000 | UPI ID Verification | Basic verification through your UPI ID. Quick and simple. |
| ₹10,000 and above | PAN Verification | PAN card verification is required for higher transaction amounts as per SEBI guidelines. |
Annual Transaction Limit: As per SEBI regulations, the total value of stock gifts sent by a single user cannot exceed ₹50,000 in a financial year (April to March). This limit applies to the cumulative total of all gift transactions.
What You Can Gift
You can gift any stock or ETF listed on the National Stock Exchange (NSE) of India. Popular choices include:
- ETFs: GoldBees (digital gold), Nifty BeES (Nifty 50 index), Bank BeES, and more.
- Blue-chip Stocks: Reliance Industries, HDFC Bank, Infosys, TCS, Tata Motors, and more.
- Any NSE-listed Stock: Search by company name or trading symbol.
The receiver needs a Zerodha demat account to claim the gift. If they don't have one, the app guides them to open one instantly (free, takes ~5 minutes).
Payment & Brokerage Partners
- Cashfree Payments: PCI-DSS compliant payment gateway for secure UPI and card payments.
- Zerodha: India's largest stockbroker for executing stock/ETF purchases and crediting to receiver's demat account.
Questions?
For any questions about our pricing or services, reach out to us at support@equish.in. We're available 24/7.